Helpful mortgage, homebuying, VA, FHA, USDA, and consumer resources from trusted government agencies and approved mortgage resources.
Access official mortgage and homebuying information from federal and Virginia government agencies. These resources provide information about loan programs, eligibility, consumer protections, veterans benefits, and homeownership.
Official HUD guidance covering FHA mortgage policies, underwriting requirements, and loan standards.
Visit HUD.govOfficial information from the U.S. Department of Veterans Affairs about VA-backed home loans, eligibility, and the home loan process.
Visit VA.govReview official VA information about the VA funding fee and other costs associated with VA-backed home loans.
Learn MoreUse the official USDA eligibility map to determine whether a property may qualify for USDA Rural Development financing — especially useful here, since eligibility in Caroline County depends on the property's exact location.
Check Property EligibilityOfficial USDA information about single-family housing loan and assistance programs.
Visit USDA.govFederal resources covering mortgage shopping, homebuying, closing costs, loan information, and consumer protections.
Visit ConsumerFinance.govVirginia resources for veterans, including information about benefits, disability services, property tax exemptions, and education benefits.
Visit Virginia DVSJump straight to the loan program or topic you're researching on CarolineCountyMortgage.com.
Access selected resources from wholesale lending and down payment assistance partners associated with our mortgage network.
Wholesale mortgage lending resources supporting independent mortgage brokers and a broad range of loan programs.
Visit UWMResources for available down payment assistance and grant programs through Orion Lending.
Explore ProgramsAccess the Orion grant portal for applicable down payment assistance resources.
Visit Grant PortalDown payment assistance and grant program resources through Mortgage One. Link will be added once the destination URL is confirmed.
URL pending confirmationExplore additional mortgage resources and tools from our broader network of mortgage websites.
Whether you're buying in Bowling Green, Port Royal, Milford, Ruther Glen, or another part of Caroline County, these resources can help you understand available mortgage programs and homebuying options.
Resource Disclaimer: External websites are provided for informational purposes. Caroline County Mortgage does not control third-party websites, their content, availability, or policies. Loan eligibility, rates, terms, and program requirements vary by borrower and property. Please verify current requirements directly with the applicable agency or mortgage professional.
Have questions about buying a home in Caroline County? Explore your mortgage options and speak with a mortgage professional about your situation.
Posted on Google Lisa PauletteTrustindex verifies that the original source of the review is Google. Duane Buziak was a Godsend. With patience and outstanding professionalism, Duane guided me through not only a new home purchase, but navigating an emotional life transition. He is a master who competes with only him self…as he is number 1. He works tirelessly to garner the best interest rate and loan situation. He is respected by his peers and other professionals within his network. I couldn’t have made it through this daunting experience without his encouragement and expertise.Posted on Google Cecilia MorejonTrustindex verifies that the original source of the review is Google. Although I had an overwhelming complicated style of income, Duane was a rockstar and made it happen. He dug around and found what worked for me and when lenders complicated the process even more, Duane was on top of things and we worked it out together. Things got done efficiently and neatly. A true master in his field! You can tell he lives and breaths his career and loves what he does. 🙌🙌🙌Posted on Google John SteffyTrustindex verifies that the original source of the review is Google. Duane is the real deal Is he over the top…Absolutely! Is he aggressive…Yes! Will he reach out to you as soon as you inquire…you bet!!! And at the end of the day he will use that energy to get you the best deal that fits your needs. We started out working with him almost 3 years ago. We were in a desperate situation. We did not have the necessary history for a conventional mortgage. The company that Duane worked for them did not handle such cases. When he exhausted all available avenues at his disposal, he gave me another contact who handled those cases. While that broker was far from the worker Duane was, he had an angel working for him “Crystal” her hard work and council led us to getting it done… Flash forward to this month. I had always said I would seek Duane when we were able to refinance…our pay history was now sufficient, our credit scores had been pushed up. Duane sends an email. We reconnected. Talking at 10pm ( someone who sleeps less than me) 2am emails ( yes I was up as well) 3 weeks later We just signed our refi loan 3.5% drop Closing was 2 weeks ahead of schedule No glitches! Why Duane knows the business! Duane grinds! Duane listens to what you want! Duane doesn’t push at the end! Thank you Maestro!Posted on Google Kyle BlackwellTrustindex verifies that the original source of the review is Google. Duane and his team were amazing! He gets the rates and deals done. Trusted broker, I will recommend him to any in Virginia! Duane I couldn't thank you enough giving me the confidence to be able to close and open a new chapter in my life.Posted on Google J RTrustindex verifies that the original source of the review is Google. Duane was super knowledgeable and definitely the best broker I've used–he really fought to get us the best rate possible and kept me in the loop at all times.Posted on Google No ThanksTrustindex verifies that the original source of the review is Google. As you can tell by my username I am not a publicity hound. But I have to stop and thank Duane Buziak. I know he is the maestro but I didn't know he also saves money on title fees too. Wow. I compared over 7 different title companies and it wasn't even close. Talk about someone going the extra mile. Best rates lowest fees, and then he sent me a title company that I swear to God charged almost nothing for title fees. Amen. He goes above and beyond anyone. I had purchased 4 homes before this, never had a smoother, easier, less painful experience. And the savings, they are very real. If you are not using Duane Buziak for your mortgage, why?Posted on Google Naomi HoehnTrustindex verifies that the original source of the review is Google. ⭐️⭐️⭐️⭐️⭐️ I’ve worked with many lenders over the years, but Duane Buziak continues to set the gold standard. I’ve trusted him with countless clients — and recently, I had the pleasure of working with him on my own home purchase. Simply put, Duane is outstanding. He brings a rare combination of deep industry knowledge, creative problem-solving, and genuine care for the people he works with. He doesn’t just get deals done — he gets them done right, with clarity, integrity, and speed. When things got stressful, Duane was the steady hand I needed, always two steps ahead and laser-focused on solutions. Throughout the process, Duane was incredibly responsive (even after hours), always keeping me informed and confident in every step. He explained every detail with patience, offered insightful guidance on financing options, and made sure the entire transaction was smooth and on schedule. As both a real estate professional and a recent client, I can confidently say Duane is the kind of lender every agent wishes they could work with. He’s not just good — he’s a game-changer. I wouldn’t hesitate to recommend him to anyone looking to buy, refinance, or simply understand their options. If you’re lucky enough to work with Duane Buziak, you’re in the best hands.Posted on Google Keerthi GTrustindex verifies that the original source of the review is Google. Duane is very hardworking and knowledgeable,got us the best deal